There are many payment options available to you. As with most places cash is still King but the various Payment Options especially plastic and digital payments are catching on fast in Davao City

Philipines peso currency notes

The complete range of Payment Options are

  • Cash
  • Checks
  • Debit cards
  • Credit cards
  • Electronic bank transfers
  • Mobile payments


The highest note available is the 1000 Peso Note roughly equivalent to 20 US Dollars, Most of the smaller shops will struggle to make change for a small purchase if you give them a high-value note such as the 1000 or 500

You should try to carry a range of currency including coins and take every opportunity to breakdown down the larger notes


Cheques are mainly a payment options for buinesses. They are accpted but normally for goods that are not immediatll available to take away. Fo expamp for putting a depoit on something.

However, a certified managers cheque is accepted as cash in most cases and used for high-value transactions such as a house or car payment.

If you are renting a house post-dated cheques are normally requested but often that can be negotiated around especially if it is a foreigner renting

It should be noteed that it is a seriouse offence to issue a cheque without enough funds in the account to cover it

Debit cards

The use of Debit cards is becoing more and more the normal way to pay but it should be noted that the payment may be refused with a card presented issued outside of the Philippines.

Payment Options - Credit cards

Sometimes you are asked for additional ID but that is getting less oftern

Credit Cards

With Credit cards you are often asked for 2 forms of ID as the PIN Number system for Credit Cards is still not widespread. Once again if you are using non Philippines issued Credit cards then payment will often not be possible in shops

Using a local Credit card wil hlep to build up yopur credit score here and slowly your limit will be increased. Also there are oftern promotiopns where you can spread the cost of a pruchase without incrfeased credit rates

Electronic bank transfers

Paying by Card for a reservation is not yet posible. Instead you are asked to make a bank to bank transfer. Most of the major banks have a online system to make payment up to 10,000 per day

Mobile payments

Defently the up and coming way to pay

The big 3 are

  • Gcash
  • Grab Pay
  • PayMaya

Using your smart phone and a preloaded App there are many establishments you can now pay using this meathod

Let’s use Gcash as an example

Here is more details about GCash which is the most versatile payment App in Davao


Registering for GCash

  • Open your App Store or Google Play Store then download the GCash App
  • You will be asked to enter your mobile number
  • Wait for the six-digit authentication code that will be sent to your number
  • Enter the code then press Submit
  • Fill in the required information: Name, address, birth date, etc
  • Create your own Mobile Personal Identification Number (MPIN).

Despite all the various payment methods it is a good idea to keep some cash hidden away. It is always a good idea to have a backup system as we never know when the outside factors can crash the system

No matter how you pay it is vitally important that you obtain and retain a recipt. Even if you have bought a item within one hour and take it back for an attepmted refund or replacment you will not be entertained without a legable recipt

If your not a “filing” sort of person when you arrive in Davao it will be a good idea to start